Personal planner: safe-to-spend, baskets and what-if

Income sources, fixed expenses, baskets with goals, the health gauge, rollover and what-if mode.

5 min readplannerbasketssafe to spend

Switch to your Personal company and open Planning → Planner (/personal/planning).
Planner Settings: confirm income sources (suggested from your payers) and fixed expenses (suggested from payees and subscriptions — Seed from subscriptions does it in one click).
Enable the baskets you want (groceries, dining, travel…), set goals; category spending bars show progress.
The health gauge and Available to spend tile update as transactions arrive.
Use What-if to test a change before you make it; use Rollover at month end to carry balances forward (preview, then execute — the run is audited).

Alerts

The planner raises alerts (GET /v1/personal/planner/alerts) when a basket is about to overrun or an expected income is late.