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Understand personal map and credit insights availability

3 min readPersonal

Check which personal map and credit features are available in your workspace and how to read the results the app provides.

Before you start

  • You must be signed in to the correct workspace.
  • Your workspace must be in personal mode.
  • Your workspace must be entitled to the specific feature you want to use.
  • Some planner actions require owner or admin access.
  • Use Personal Planner for planner-related budgeting tools. Use Business Intelligence for available map or tab output.

What is available in personal mode

Personal mode exposes separate views for planning, recurring charge insights, safe-to-spend estimates, debt payoff planning, and BI map output. Whether you can use each view depends on your workspace entitlement for that specific feature, not on personal mode alone.

The Personal Planner page can show planner summary data, available to spend, health score, income history, fixed expense history, alerts, savings baskets, rollover tools, what-if simulation, safe-to-spend, subscription streams, renewal timing, leak alerts, and debt payoff planning when the matching feature is enabled for your workspace.

What you can see in the Personal Planner

In the planner, the visible sections depend on your workspace entitlements and whether matching data exists in your workspace. When enabled, the page can show available to spend, health score, income, fixed expenses, savings baskets, alerts, completed goals, rollover preview and history, what-if simulation, safe-to-spend, subscription streams, renewal timing, leak alerts, and debt payoff planning.

  • Available to spend is a computed planner amount, not a bank transfer or cash balance.
  • Income history and fixed expense history are monthly summaries from your workspace data.
  • Alerts can warn about setup gaps, low health score, or baskets that are behind schedule.
  • What-if simulation is a planner-only scenario view; it does not save changes unless you use the simulation controls.

Map and BI view availability

The Business Intelligence page shows a Map tab only when BI map access is available for your workspace. If the current result does not include geographic fields, the app cannot render a map even when the tab is present.

Credit-related insights and what they mean

Use the separate personal finance tools available in your workspace to review recurring spending, budgeting and liabilities. Each tool has its own access requirements and available data.

  • Subscription insights are derived from recurring transaction patterns and saved subscription state.
  • Renewal views estimate upcoming recurring charges and may include risk badges when shown by the app.
  • Safe-to-spend is a calculated forecast based on balances, income patterns, recurring costs, and planner assumptions.
  • Debt payoff planning is an estimate for your own liabilities and does not promise any lending decision or credit approval outcome.

What to do if you do not see an insight

  1. Open the correct page for the feature you want: Personal Planner for planner and credit-related insights, or Business Intelligence for map views.
  2. Confirm that your workspace is in personal mode.
  3. Check that the specific feature is enabled for your workspace.
  4. If a section is blank, refresh the page or reopen the view after the data finishes loading.
  5. If the Map tab is disabled, use a BI result that includes geographic data, or ask an owner or admin to confirm BI map access.Map

Common result meanings

How to read common personal insight outputs
LabelMeaning
Available to spendA computed planner amount based on current balances and planner assumptions.
Income historyMonthly totals from your workspace’s recorded income transactions.
Fixed expenses historyMonthly totals from recorded debit transactions used for planner history views.
Rollover previewThe Month-End Rollover preview panel that shows what would happen before you execute rollover.
Map viewA display of rows that include geographic data when BI map access is enabled.

Updated

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