Money moving between your own accounts is not income or expense. Finanly detects candidate pairs — opposite amounts, close dates, same company — and scores them with reason codes.
- Open a row that looks like a transfer; candidates are listed under Match suggestions (GET …/{id}/match-suggestions).
- Pick the counterpart. Both sides are recorded as one transfer (POST …/{id}/transfer-export).
- In Personal mode, the Transfer Matcher tool in the sidebar shows all candidates at once.