Finanly is a single web app at app.finanly.ai. Everything you do happens inside a company (a tenant). Business companies have a ledger, cost centers and the close workflow; a Personal company has the planner, baskets and subscriptions instead.
1. Sign in and choose a company
- Open app.finanly.ai and sign in with your email and password (or the reset link from Forgot password).
- Use the company switcher at the top of the sidebar. Switching reloads the app with that company's tenant context — nothing from another company is ever loaded.
- The sidebar you see depends on the company's mode: Business shows Categorization, Tools, Organic Compliance, Parties, Invoicing, Accounting and Reports; Personal shows Transactions, Tools, Planning and Counterparties.
2. Link a first source
- Go to Settings → Integrations (also reachable from Link Bank Accounts in the sidebar).
- Pick a connector card — Mercury, Wise, PayPal, Shopify, Flexport, ERPNext — and save its credentials, or press Connect with Plaid to open Plaid Link for any supported bank.
- Press Sync now. The first sync pulls history; later syncs run nightly and whenever you press the button.
3. Work the close queue
- Open Categorization (Business → /business/transactions). Bank cards at the top show bank balance, ledger balance and last sync.
- Rows arrive with an AI Match suggestion where the categorizer is confident. Accept in place, or open the row to change vendor, GL account, cost center, split, exclude or record a transfer.
- Accepted lines are posting-ready. Export batches send them to the ledger with idempotency keys, so a retry never posts twice.
4. Ask your first question
Open Tools → Business Intelligence and type a question such as “cash across all accounts today”. The answer returns with the semantic plan and the rows behind it. Save it, schedule it, or pin it to a dashboard.